The world as we see it
10.25.2019
Cybersecurity for Plan Sponsors: What You Need to Know and What Actions to Take
Retirement plans
By Chris Foster
Today, it is hardly surprising that the term “cybersecurity” is ubiquitous as the issue that regularly makes news headlines around the world.
Read More10.15.2019
Choosing a Retirement Plan
Retirement plans
By Chris Foster
Employers recognize that providing tax-favored retirement benefits makes good business sense. Prospective employees consistently rank the presence of a retirement plan as an important factor in deciding whether to accept a job offer.
Read More09.30.2019
Paying Too Much in Taxes? Consider a Cash Balance Plan
Retirement plans
By Chris Foster
The retirement plan landscape has undergone a series of radical changes in recent decades. For a long time, the traditional pension plan was dominant. Under these plans, employers put money into funds that pay retired workers, and sometimes their survivors, a regular income for the…
Read More08.23.2019
Looking at the Big Picture: Non-Portfolio Assets Matter
LPCs/CCRCs
By Jim Jeffery
The Non-Profit Navigator
Indeed, it’s really important to ensure that one is solving for the right problem. After all, arriving at any answer is not challenging, but arriving at the right one—one that will further your cause—is considerably more taxing. All investors can be guilty of a little…
Read More08.12.2019
Let’s Go to the Video Tape… How do Life Plan Communities Manage their Investments?
LPCs/CCRCs
By Jim Jeffery
The Non-Profit Navigator
Have you seen the latest summer blockbuster? Whether it’s Avengers: Endgame or Once Upon A Time In Hollywood that first comes to mind, their directors will have thoughtfully made the film by drawing on a mix of originality as well as tried-and-tested formulas and emotional…
Read More06.06.2019
A Word on Investment Committees: Process is King
LPCs/CCRCs
By Jim Jeffery
The Non-Profit Navigator
Not long ago, I was asked to make a presentation on Investment Committee Development. As I prepared for this presentation, I drew on my own experience with investment committees. I also found several interesting research sources. One was a Trustee Primer produced by the CFA…
Read More05.23.2019
A Fine Balance: Aligning Fiduciary Duty with Your Strategic Mission in Continuing Care Communities
LPCs/CCRCs
By Jim Jeffery
The Non-Profit Navigator
The popularity of communities designed for adults in retirement or even pre-retirement phases is rising. Whether it’s salsa lessons, zero emissions buildings, gourmet cooking or entrance fees, community members are becoming increasingly discerning.
Read More05.06.2019
Is Your Investment Policy a Strawman?
LPCs/CCRCs
By Jim Jeffery
The Non-Profit Navigator
Everyone “knows” that organizations that invest should have an investment policy. Why is this so important? As Yogi Berra says (and the CFA Institute’s primer for investment trustees reemphasizes), “If you don’t know where you’re going, you’re liable to end up somewhere else.” Faced with…
Read More04.06.2019
Risks: A Balancing Act
LPCs/CCRCs
By Jim Jeffery
The Non-Profit Navigator
Asset Allocation for Life Plan Communities can be a tricky exercise. Unlike a charitable foundation, the core mission of a Life Plan Community involves running a business, with emphasis on financing, marketing, facility management and many other crucial functions. The enterprise risk that is at…
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